“Canceling Policies was Built Into Obamacare”

A month or so ago my youngest daughter called,  her insurance company had cancelled her because of Obamacare.  She has some major health issues and getting cancelled was very scarey.  What if she couldn’t get another policy?  Was the coverage the same? How expensive would it be?  Should she just pay the penalty?  All good questions, but I had no answers.  She had spent hours trying to get into healthcare.gov, to no avail.  What now?
She ultimately decided to go ahead and sign up for the new policy at higher premiums just to be sure she had coverage, but she was not happy about the hit to her budget.
The President is now so concerned about his credibility that he’s willing to “allow” insurance companies to sell the old policies, but he has no authority to alter the terms of the law, only Congress can do that.  But just what the emporer wants, nothing more and nothing less.  He knows the right answer, even if he never asked the right questions.
This week’s Bloomberg Business article on page 37 tells the truth, the part President Obama doesn’t want to tell – Cancelling policies was built into Obamacare – or the insurance companies weren’t interested in playing.
As the article states, “In Obamacare’s central bargain, insurance companies agreed to stop turning people away or charging them more for costly health conditions in exchange for everyone buying a minimum level of coverage.”  Plain and simple, more Robinhood.  We’ll take from the rich and take care of the poor.  That only works in fables.  Once Americans realized they were going to pay for coverage they didn’t need, want and couldn’t afford the President’s credibility dropped like a rock.  And since that’s more important than what happens to average, hard-working Americans, he’s trying to get it fixed.
Frankly, I don’t see Congress playing along.  Because the President is just playing more politics instead of concentrating on policies.  It saddens me to watch Pres. Obama continually downgrade the creditbility of our country.  His lack of ability to create and enforce policy and procedures and hold people accountable is pitiful and a disgrace to all those who came before us to work hard to establish the credibility of our Country.
All these outcomes from his failed leadership will come back to haunt our Children and Grandchildren.  His election was a popularity contest, not a discussion about his ability to lead and that’s what voters got – not policy, not procedures, not accountability.  So now that the country wants to hold him accountable he hasn’t a clue what to do.  How about admitting that all the President had to do in 2009 was tell the truth.  As Bloomberg’s article ended – “The Bottom Line – Months ago the administration hinted that some health plans would be canceled but played it down.”
As for the end result – will it be better as they claim?  We won’t know that for many years.  But be prepared to pay more for health care, have more restrictions on what kind of care the insurance companies will pay for and how often you can have your drugs.  That’s all going to be determined by Obamacare.

The Involuntary Widow by Jennifer Reinoehl

It’s always a pleasant surprise when I’m invited to Beta Read a book and it’s almost done.  I’ve done and will continue to read the raw materials of authors who are releasing their work one chapter at a time.  That’s fine, but to get to read through a novel that keeps me entertained, and has the ability to put the reader inside the story so easily –  My hats are off.  There were a few typos and a couple of grammar stumbles in the first chapter, after that it just sings along.  It was hard to believe I had started Jennifer’s book at 8PM and read through until 2:00 AM without making notes, trying to figure out what the author expected of me (the reader), or needed help doing a rewrite.

The Involuntary Widow is a wonderful adventure into early English mores and customs.  It reminds us of what acceptable social behavior was and a woman’s place.  The simple Christian love story is clean, fun, and full of hope.  The devine plan of their lives weaves together many strong yet kind souls.

A great summer afternoon or winter evening read.   4 Stars!!!

Another Year Comes To An End

I love the end of the year.  It’s the time we get to sit back and review what we’ve done, both professionally and personally.  That assessment is so vital to our mental health, even the news media partakes.

They’ll spend the next few weeks going back and collecting info on what they covered; facts, statistics, people stories – all the major stories of the year.  We’ll get to see those recaps and remember with them.  But have we done the same for our own lives?

Every year end, the shortest day of the year, I put together a list of accomplishments.  I then compare that to the list of goals I wrote down last December and compare the two.  How did I do this year?  I don’t know yet, because the year isn’t quite over.  But I’ll tell you more about it December 21st.  In the meantime, I’ll start writing down thoughts on what is important to accomplish in 2014.  I’ll also revisit my goals for 2013 and see what didn’t happen and should it continue to be on the list or have I moved on without it?

I try and access where I want my life to go, how should I spend my money, what should I focus on for jewelry designs, what changes do Tracy and I want to make at the store, what can I do to improve my health?  All questions I’ll think about and ultimately put down on paper.  I learned many years ago to write it down – I won’t remember a year from now and when I check back in the middle of the year to see how I’m doing I won’t have anything to compare it to.  Lots of questions without answers – yet!

Stay tuned – until next time.

Mitchner & Clancy –

There’s a reason these two gentlemen recieve such acclaim for their writing – they never fail to set the stage.  The Best Sellers have learned to create the scene before the play starts and the audience is deeply involved way before they get 1/3 of the way through.

I’ve been beta-reading lately and it’s the one thing I see most often – I’m 1/3 of the way through the story before I can visualize the places and the “feel” of the setting.  And when I get to the end I know how to weave the story using bits and pieces of the end.  Oh, to write the beginning over – to grab the reader from the very first sentence and build until the climax.

In defense of writers, they have the story in their head.  They know the place, the family, company, group, and they know the end.  When they get done, some need to start again – this time describing the scene, family, and spirits to fit the ending.  Tell me what the homestead looks and feels like.  Describe where the story unfolds, the country, region, etc.  Remember it’s a global market today and not every reader will know your country.

Talk about the weather, history, current events.  Compare and contrast that to yesterday or tomorrow.  Create a hidden character whose shoes can be filled by your reader.  Most of my beta-writers can tell the story, and keep me reading to the end.  Setting the stage seems to be much harder.